Terms of Service
The terms of using our website & services.
Last updated: December 2026
1. Acceptance of terms
By accessing americanassetrecoveryagency.com or engaging American Asset Recovery Agency ("we," "us," "our") for surplus foreclosure funds recovery services, you ("you," "Client") agree to be bound by these Terms of Service. If you do not agree, please do not use this site.
2. About our service
We are a private firm that helps eligible former homeowners identify and recover excess proceeds from foreclosure sales. We are not a law firm and do not provide legal advice. We work alongside licensed attorneys in jurisdictions where representation is required.
3. No upfront fees — contingency basis
- We charge no upfront fees. Our compensation is a percentage of the funds successfully recovered, clearly disclosed in a written engagement agreement before any work begins.
- If we do not recover funds for you, you owe us nothing.
- The contingency percentage and any reimbursable costs (filing fees, certified mail) will be itemized in your engagement letter.
4. No guarantees
Results vary case by case. Eligibility, deadlines, competing claims, and court schedules affect outcomes. While we work diligently on every accepted case, we cannot guarantee recovery, recovery amounts, or recovery timelines. Examples of past recoveries on this site are not promises of future results.
5. Your representations
By submitting information to us, you represent that:
- The information you provide is accurate to the best of your knowledge.
- You are the former owner of the property (or a legally authorized heir / representative) and have the right to claim any surplus funds.
- You are not under contract with another recovery firm for the same property.
6. Authorization to act
Before we file anything on your behalf, you will sign a written engagement letter and limited power of attorney specifying the scope of authority. We will not initiate court filings without your express written consent.
7. Communication
By submitting our forms or providing your phone number, you consent to be contacted by American Asset Recovery Agency by phone, SMS, or email regarding your potential claim. You may opt out at any time.
8. Website content & intellectual property
All content on this website — text, images, branding, logos — is the property of American Asset Recovery Agency or licensed to us, and is protected by U.S. copyright and trademark laws. You may not copy or republish content without our written permission.
9. Disclaimers
This website and its content are provided "as is" without warranties of any kind. Information here is general and educational; it is not legal or financial advice. Always consult a licensed professional for advice specific to your situation.
10. Limitation of liability
To the maximum extent permitted by law, American Asset Recovery Agency is not liable for indirect, incidental, consequential, or punitive damages arising out of your use of this site. Our maximum liability under any engagement is limited to the fees you have paid us under that engagement.
11. Governing law
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles. Any dispute will be resolved in the state or federal courts located in Orange County, Florida.
12. Changes to these terms
We may update these Terms from time to time. The current version, marked by the date above, supersedes prior versions. Continued use of the site after changes means you accept the revised Terms.
13. Contact
American Asset Recovery Agency
Email: recover@americanassetrecoveryagency.com
Phone: (407) 394-4254
